Free CalculatorWiser tool

Annuity Present Value Calculator

Calculate present value of an ordinary annuity.

How to use the Annuity Present Value Calculator

Calculate present value of an ordinary annuity.

Step-by-step instructions

  1. Enter or select Payment per period.
  2. Enter or select Rate per period (%).
  3. Enter or select Number of periods.
  4. Tap Calculate.
  5. Review the result shown directly below the calculator.

What the inputs mean

Payment per period
Enter the value requested by this field label.
Rate per period (%)
Enter the percentage value requested by the calculator.
Number of periods
Enter the value requested by this field label.

Formula or calculation method

The calculator applies the standard mathematical relationship for the labeled inputs and returns the computed result automatically.

Example

Try entering realistic values for Payment per period and Rate per period (%), then tap Calculate to see how the result changes.

How to understand the result

Use the result as an estimate based on the values you entered. For planning decisions, double-check that the input units and assumptions match your real situation.

Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.