Step-by-step instructions
- Enter or select Principal.
- Enter or select Total interest.
- Enter or select Fees.
- Enter or select Loan term (years).
- Tap Calculate.
- Review the result shown directly below the calculator.
APR Calculator
Estimate annual percentage rate from interest, fees, principal and loan term.
How to use the APR Calculator
Estimate annual percentage rate from interest, fees, principal and loan term.
What the inputs mean
- Principal
- Enter the value requested by this field label.
- Total interest
- Enter the full amount, target, goal, or capacity used as the comparison value.
- Fees
- Enter the value requested by this field label.
- Loan term (years)
- Enter the value requested by this field label.
Formula or calculation method
The calculator applies the standard mathematical relationship for the labeled inputs and returns the computed result automatically.
Example
Try entering realistic values for Principal and Total interest, then tap Calculate to see how the result changes.
How to understand the result
Use the result as an estimate based on the values you entered. For planning decisions, double-check that the input units and assumptions match your real situation.
Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.