Free CalculatorWiser tool

Loan-to-Value Calculator

Calculate loan-to-value ratio.

How to use the Loan-to-Value Calculator

Calculate loan-to-value ratio.

Step-by-step instructions

  1. Enter or select Loan amount.
  2. Enter or select Property value.
  3. Tap Calculate.
  4. Review the result shown directly below the calculator.

What the inputs mean

Loan amount
Enter the value requested by this field label.
Property value
Enter the value requested by this field label.

Formula or calculation method

Loan amount is divided by Property value and the result is multiplied by 100 to express the relationship as a percentage.

Example

For example, if Loan amount is 25 and Property value is 100, the calculated result is 25%.

How to understand the result

The result is a percentage. A higher or lower percentage has different meaning depending on the calculator, so compare it with the goal, limit, benchmark, or historical value relevant to your situation.

Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.