Free CalculatorWiser tool

Present Value Calculator

Calculate the present value of a future amount.

How to use the Present Value Calculator

Calculate the present value of a future amount.

Step-by-step instructions

  1. Enter or select Future value.
  2. Enter or select Annual discount rate (%).
  3. Enter or select Years.
  4. Tap Calculate.
  5. Review the result shown directly below the calculator.

What the inputs mean

Future value
Enter the value requested by this field label.
Annual discount rate (%)
Enter the percentage value requested by the calculator.
Years
Enter the value requested by this field label.

Formula or calculation method

The calculator applies the standard mathematical relationship for the labeled inputs and returns the computed result automatically.

Example

Try entering realistic values for Future value and Annual discount rate (%), then tap Calculate to see how the result changes.

How to understand the result

Use the result as an estimate based on the values you entered. For planning decisions, double-check that the input units and assumptions match your real situation.

Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.