Step-by-step instructions
- Enter or select Annual withdrawal.
- Enter or select Retirement portfolio.
- Tap Calculate.
- Review the result shown directly below the calculator.
Retirement Withdrawal Rate Calculator
Calculate annual withdrawals as a percentage of retirement assets.
How to use the Retirement Withdrawal Rate Calculator
Calculate annual withdrawals as a percentage of retirement assets.
What the inputs mean
- Annual withdrawal
- Enter the value requested by this field label.
- Retirement portfolio
- Enter the value requested by this field label.
Formula or calculation method
Annual withdrawal is divided by Retirement portfolio and the result is multiplied by 100 to express the relationship as a percentage.
Example
For example, if Annual withdrawal is 25 and Retirement portfolio is 100, the calculated result is 25%.
How to understand the result
The result is a percentage. A higher or lower percentage has different meaning depending on the calculator, so compare it with the goal, limit, benchmark, or historical value relevant to your situation.
Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.