Free CalculatorWiser tool

Future Value Calculator

Calculate future value of a lump sum with compound growth.

How to use the Future Value Calculator

Calculate future value of a lump sum with compound growth.

Step-by-step instructions

  1. Enter or select Starting amount.
  2. Enter or select Annual rate (%).
  3. Enter or select Years.
  4. Enter or select Compounds per year.
  5. Tap Calculate.
  6. Review the result shown directly below the calculator.

What the inputs mean

Starting amount
Enter the value requested by this field label.
Annual rate (%)
Enter the percentage value requested by the calculator.
Years
Enter the value requested by this field label.
Compounds per year
Enter the value requested by this field label.

Formula or calculation method

The calculator applies the standard mathematical relationship for the labeled inputs and returns the computed result automatically.

Example

Try entering realistic values for Starting amount and Annual rate (%), then tap Calculate to see how the result changes.

How to understand the result

Use the result as an estimate based on the values you entered. For planning decisions, double-check that the input units and assumptions match your real situation.

Tip: Keep all values in compatible units and use values from the same time period when the calculator compares two amounts.